In order to effectively bind a policy we require Acord applications signed by the insured and a copy of the down payment check faxed or emailed to us with a request to bind letter. Mail the original applications along with the down payment check made payable to the insurance carrier. Helpful information for agents to know: Each insurance carrier is unique and may require different information in order to bind coverage. Specific binding information will be included in your quote. Some of our insurance carriers will direct bill for the down payment. We will let the agent know if that option is available to their insured. Binding requests must be received in our office prior to the effective date of coverage. In some instances, depending on the carrier, binders may be received on the effective day. We require proper state exclusion forms or an applicable letter from your state bureau for workers compensation insurance policies excluding officers. See our Forms/Applications page for this information.
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